Your dental insurance plan expires on 31st December, or at least most insurance plans do. Insurance companies reset dental plans at the beginning of the calendar year or, in some cases, fiscal year. Since the year is nearly coming to an end, it only makes sense to take maximum benefit of the plan and save hundreds of dollars on dental treatments.
Four reasons why you must book a dental appointment right away are:
The Dental Insurance Yearly Max Does Not Roll Over
Hardly 2.8% of American dental insurance plan holders actually reach or use up their dental insurance plans. This is so because most of them are simply not aware that their dental treatments are covered by insurance only for a period of one year before the plan resets, and they have to pay a deductible out-of-pocket to access coverage. Moreover, any amount left under the plan does not roll over to the following year.
You Pay Dental Insurance Premiums for a Reason
Once you opt for a dental insurance plan, you are required to pay premiums. If you are aware that your premiums are being paid on, say, a monthly basis, you should consider getting an oral checkup whenever you are reminded of it. You need not get any treatment. Even routine checkups and cleanings are covered under most insurance plans.
Possibility of Dental Fee Hike
If the cost of dental equipment or material increase, dentists may have to increase the fee they charge to make up for the loss. Most dentists increase the fee at the beginning of the year, so it is advisable to receive any treatment required right away. Even if the procedure is covered under insurance, the risk of a dental fee hike is that you may have to pay a higher co-pay amount.
Dental Issues Only Get Worse
Any medical condition, including dental issues, only get worse if they are left untreated. The delay in getting a simple cavity removed could turn into a root canal treatment requirement. Thus, the procedure will only become more complex and cost you a lot more.
The month of December is a fun-filled one with Christmas cheer and new year excitement setting in. That, however, should not lead you to neglect your dental health.
If you have not used up your dental insurance coverage already, do so today. Give us a call at (925) 685-9339 to book an appointment, and we will fill you in any of the available slots.
